Why trust planning matters more than ever

Frozen income tax bands and IHT thresholds, reduced capital gains allowances, and the inclusion of unused pension funds within the IHT net from April 2027 are making estate planning more complex. Quilter research suggests advisers expect almost half of clients to move wealth into more tax-efficient structures over the next 12 months, underlining how quickly planning priorities are shifting. In a new article for Professional Adviser’s Retirement & IHT Portal, Rachael Griffin, Head of Product Technical – Tax & Trusts at Quilter, explores why trust planning is firmly back in focus, and the practical...