Today’s non-linear retirements require a different approach

The 4% rule, developed in the 1990s by William Bengen, suggests a 4% annual withdrawal from retirement savings could last a typical 30-year retirement. But today’s retirees are living longer and have vastly different lifestyles to their ‘90s counterparts. Such differing individual circumstances mean a one-size-fits-all approach is unlikely to deliver the best outcomes in 2025 according to Paul Squirrell, Head of Retirement and Savings Development at Fidelity Adviser Solutions. Click "Visit" to read about the importance of a personalised and flexible approach to retirement.