Balancing pensions and property: what scheme design can do

Many younger employees today are facing a difficult balancing act. They’re balancing saving for retirement, building a deposit for a home and managing day-to-day costs. For many, improving one means compromising on another. For employers, this presents both a challenge and an opportunity, as pension scheme design can influence how employees navigate these trade-offs. Our latest publication explores how scheme design can support members balancing these competing priorities. It highlights that: • contribution levels can influence how quickly members get onto the housing ladder; • different...