Default strategy differences shape DC retirement outcomes

Defined contribution (DC) pensions are evolving amid market and regulatory developments, and a greater focus on member outcomes. Analysis by Hymans Robertson highlights that strategic asset allocations within default strategies, and how these differ among providers, are key to influencing member outcomes. The research found that, although approaches from providers look similar at a headline level, variations in asset allocation, portfolio construction, and the asset class opportunity set utilised have resulted in wide differences in performance levels and projected outcomes. Dive into...