- 03 August 2026
Navigating a new era for pension inheritance
- PROFESSIONAL INVESTORS
- Visit
- 25.02.26
The UK government is going ahead with its proposed changes to the inheritance treatment of pensions, potentially raising £1.4bn in tax revenue by the 2029/30 fiscal year. These reforms present significant and widespread challenges to financial strategies, impacting clients' wealth and estate planning and transfers to future generations. Long-standing reliefs, such as the transfer of a pension to a spouse or civil partner or a charity, remain in place, but some groups are now especially vulnerable.
Fortunately, advisers may be able to implement a range of gifting options for pension funds, with each one having distinct features. The reforms also highlight the need for advisers to reassess investment strategies for an individual's pension funds. Learn more about these potential remedies and the need for detailed planning, as the lines between retirement and estate planning blur.






