What are the needs at each stage of a retirement journey?

Retirement today happens in multiple stages — each requiring a tailored approach to income, risk, and lifestyle. From capital growth and risk reduction to flexible income and longevity protection, modern pension strategies should be adaptable to the retiree’s individual journey. In the five to ten years before retirement, priorities begin to shift from accumulation to preservation. In later retirement, the focus often shifts from maximising returns to maintaining simplicity, security, and peace of mind. Click "Visit" to read about the needs of individuals at each stage of their retirement...